Auto Finance Market Pulse
Fed Funds Rate
3.75%
0.12% vs prior month
2-Yr Treasury Yield
4.77%
0.02% vs prior week
New Auto APR — Finance Co. (Wtd. Avg)
6.31%
0.15% vs prior quarter
New Auto APR — Banks (48-Mo)
7.47%
0.00% vs prior quarter
Calculators
Loan, lease, dealer tools & more
Market Data
Rate Trackers
2-yr Treasury
4.77%
Fed Funds 3.75% · auto APRs
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Cost of Funds
Prime senior spread
+45 bp
Oct 2026 · spreads by tier
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Securitizations
Auto ABS deals 2026
82
$89.9B issued · classes & coupons
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Credit Performance
Subprime 60+ delinquency
4.94%
Sep 2026 · by issuer & tier
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OCT 16 · MARKET NEWS
U.S.-Mexico Tariff Talks Stall on Autos and Metals, Prolonging Cost Pressure for Dealers
A potential U.S.-Mexico trade deal has stalled over auto, steel, and aluminum tariffs, keeping new-vehicle cost pressure in place for dealers and lenders.
Articles
View All →FTC Settles Greenway Hidden-Fee Case, Drops Asbury Payment-Packing Complaint — Same Week
Black Book: Used Vehicle Retention Index Drops 3.1% in September as Wholesale Softness Deepens
CFPB Must Keep Requesting Its Funding, Federal Court Rules Again
Manheim Index Drops 1% in Early September, Pointing to Softer Wholesale Market Heading Into Q4
Credit Acceptance Agrees to $710 Million Multistate Settlement Over Subprime Lending Practices
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Industry News
Aggregated from across dealers, lenders, auctions, and the ABS market — not written by AutoFinance Pulse.